Strictly Confidential · For Financial Professionals Only
◆   $5.1B in Client Advisement   ◆   Wayne, Pennsylvania

You built the practice.
Now build the value.

Many advisors spend decades growing a practice worth millions and have never modeled what that practice could be worth to them under direct ownership. There's a different structure worth understanding. This page explains it.

Questions Worth Asking in 2026
What is your practice worth to you at retirement? The answer lives in the transfer and succession provisions of your own agreement
Who controls your succession? The price, the buyer, and the timing vary widely by firm and by agreement
How does your platform's product lineup interact with your comp? Every advisor should be able to answer this in detail
How do dual-registration obligations fit together? Suitability and fiduciary standards differ; it's worth knowing where each applies in your practice
Worth Thinking Through

Six questions worth asking about your next ten years.

Every practice model in this industry involves trade-offs. The advisors we talk with rarely regret asking these questions early; the answers live in your own agreement, your own comp plan, and your own client list. Only you can answer them, and they compound every year.

Ownership
What Is Your Practice Worth to You?
Practice economics differ enormously across the industry: employee models, franchise models, and independent ownership all treat the value you create differently. The provisions that matter, on transfers, approvals, non-solicits, and valuation, live in your own agreement. Many advisors have never modeled what their practice would be worth under direct ownership, where enterprise RIAs have commanded materially higher multiples than individual practices.
15–20×
EBITDA multiples enterprise RIAs have commanded, vs roughly 1.75–3× revenue for individual practices
Platform
How Open Is Your Shelf, Really?
Product shelves, third-party manager approvals, and access to private markets and custom indexing vary widely across the industry. The honest question is whether the tools available to you today were chosen for your clients' needs, and whether you can document that your recommendations are driven solely by client fit.
Open
Architecture at Kathmere: no proprietary products, no product-linked comp
Fiduciary
How Do Your Two Hats Fit Together?
Across the industry, many advisors are dually registered, with suitability and fiduciary standards applying to different account types. There is nothing wrong with that structure, but the obligations are genuinely different, and it's worth understanding how they interact in your own practice and what a single, unified standard would change.
One
Standard at Kathmere: fiduciary, always
Enterprise Value
Have You Modeled the Alternative?
The market has historically valued well-run independent advisory enterprises at meaningful multiples of earnings. Whether any of that value is accessible to you depends entirely on the structure you operate in and the terms of your own agreement. It's a calculation worth running, even if you never move.
Yours
To model: we'll build the pro forma for your specific practice
Succession
Whose Timeline Governs Your Succession?
Most large firms offer internal succession programs, and many advisors use them successfully. Before relying on one, it's worth understanding the mechanics in your own agreement: who can buy, how price is determined, what approvals are required, and what happens if the timeline isn't yours. At Kathmere, succession is built into the structure from Day 1.
Your
Terms, your buyer, your timing under direct ownership
Independence
Who Decides How You Run Your Practice?
Fee structures, investment minimums, marketing, and client communication standards typically involve home-office review at large firms of every kind. That oversight exists for good reasons, but entrepreneurial advisors who have built substantial practices often find they want more room to run.
Full
Independence as an SEC-registered RIA
Question vs. Answer

What Kathmere offers,
point for point.

For each of the questions above, the Kathmere Enhanced Growth Partnership has a direct, specific answer; across the dimensions that matter most for a serious practice.

Dimension The Question Kathmere Capital
Ownership What is your practice worth to you at retirement? Real equity stake with enterprise value you can monetize
Growth Partnership What would a minority sale on your terms look like? Incremental liquidity now at capital gains treatment for a minority, non-controlling stake; keep the majority and full control
Platform Who selects and approves your investment shelf? Open architecture: public, private, custom indexing, full access
Fiduciary Which standard applies to which of your accounts? SEC-registered RIA; fiduciary standard, always
Custodian Who chooses where your clients' assets are held? Charles Schwab; independent, advisor-friendly
Succession Who sets your transition terms and timeline? Built into partnership structure; your terms, your timeline
Capital Partner Who shares the upside you create? Merchant Wealth Partners; ~$340B ecosystem (as of 4/27/2026) and a long-term enterprise value path
The Move

Built for advisors who've built something worth protecting.

A transition to Kathmere is not a disruption; it's a structured handoff, planned months in advance, executed over days. Every transition starts with your own agreement and your firm's current Broker Protocol status, verified with independent transition counsel. Our onboarding team, legal partners, and the Schwab Advisor Transition Team work in parallel so your clients experience continuity from Day 1.

Talk to Nick Directly →
Months 1–3: Planning
Custom pro forma for your production level. Independent legal review of your current agreements and your firm's Protocol status. Transition strategy built around your specific book.
The Transition Window
Schwab account transfers running in parallel with your resignation. Most books are substantially transitioned within 30 to 60 days.
Day 1: Full Platform
Complete access from Day 1: Schwab custody, full tech stack, CIO support, planning team, and onboarding team. Serving clients immediately.
Growth Partnership Close
Growth Partnership economics, incremental liquidity now plus an ongoing equity stake, close at or near transition. Merchant Wealth Partners provides the capital structure.
Platform: All platform licenses included
Technology, investment research, planning software, and compliance infrastructure are all part of the partnership; no per-seat fees eating into economics.
About Kathmere

Built by advisors.
Majority-owned by advisors.

Kathmere Capital Management is an SEC-registered, fee-only RIA headquartered in Wayne, Pennsylvania, with over $5.1 billion in client advisement. We are not a rollup. We are not a PE-backed aggregator chasing headcount. We are a boutique firm of 20+ professionals, built around a model we call The Efficient Family Office™, with five principals who are majority owners and active advisors themselves.

In 2023, Merchant Wealth Partners joined as a non-controlling strategic capital partner, bringing a ~$340B ecosystem, 130+ partner firms, and 5,000+ advisors and staff (as of 4/27/2026), led by veterans of Goldman Sachs, Apollo, and GPS Investment Partners. That partnership opens a long-term enterprise value path; enterprise RIAs have historically commanded 15–20x EBITDA, versus roughly 1.75–3x revenue for individual practices. The principals who built Kathmere still own the majority. Every advisor who joins through the Enhanced Growth Partnership participates in that trajectory.

11
CFP® Professionals
3
CFA Charterholders
$5.1B
Client Advisement
~$340B
Merchant Ecosystem
Fee-only · No proprietary products · No revenue sharing
SEC-registered RIA · Fiduciary standard · Always
Schwab custody · Independent · Advisor-owned
5 majority-owner principals · Advisor-led decisions
Merchant Wealth Partners strategic capital partner (2023)
Platform for HNW Growth

Built to win the clients
your current firm
can't fully serve.

The most sophisticated families in your market, those with $5M, $25M, or $100M in investable assets, want a team that understands their business interests, their estate design, their tax position, and their investment architecture simultaneously. Kathmere is built for exactly that client. Advisors who join find that prospects they could never quite close become reachable for the first time, because they now have the team behind them to compete.

Private Markets
Institutional Alternative Investments
CIO-vetted access to institutional private equity, private credit, real assets, and hedge strategies across Blackstone, Hamilton Lane, Apollo, Carlyle, KKR, and AQR. Ongoing due diligence and monitoring handled entirely by Kathmere's investment team, so you're offering what top RIAs offer without managing the underwriting yourself.
Open architecture · No proprietary shelf · No allocation conflicts
Tax Strategy
Proactive Tax Planning at the Advisor Layer
QSBS planning for founders and pre-liquidity business owners. Opportunity zone deployment. Tax-loss harvesting at the individual security level via Canvas direct indexing. Roth conversion modeling and business exit tax design. The planning your clients' CPAs expect a sophisticated wealth firm to initiate, not wait to be asked about in April.
Coordinated with in-house JD/LLM and outside CPA relationships
Estate Architecture
In-House Estate Design & Trust Structures
GRATs, IDGTs, SLATs, GSTs, ILITs, CLTs, charitable remainder trusts, and family foundations, designed in-house by Kathmere's Chief Planning Officer, a JD with an LLM in taxation. The estate planning your most complex clients need stops being something you refer out and becomes something your team delivers directly.
In-house JD/LLM · Third-party estate attorneys engaged as needed
Portfolio Construction
Custom Indexing & Bespoke Portfolio Design
Canvas direct indexing enables personalized factor exposures, SRI screens, concentrated stock management, sector restrictions, and ongoing tax optimization at the individual security level. Combined with CIO-led allocation across public and private markets, your clients receive portfolio construction of the kind usually reserved for the largest institutional accounts.
Custom indexing via Canvas · CIO-led due diligence and ongoing monitoring
Business Owners
Business Owner Advisory
M&A readiness and exit timing coordination. Buy-sell agreement design. ESOP structuring analysis. Deferred compensation plan design for key executives. QSBS maximization for founders. The business owner client, often your highest-value relationship, gets a team that understands both their operating business and their personal balance sheet simultaneously, without a referral out of the relationship.
Coordinated with Advanced Planning team and outside M&A counsel
Multi-Generational
Multi-Generation Wealth Planning
Family governance structures, trustee support, next-generation financial education, and coordinated wealth transfer across generations. The services that convert a single-client relationship into a multi-decade family relationship, creating the referral pipeline, retention, and AUM trajectory that define the most successful practices in the country.
Coordinated across Advisory, Advanced Planning, and Investment teams

The Efficient Family Office

"Everything you need, nothing you don't."

Kathmere built a model that solves the fragmentation problem wealthy families face, coordinating investments, planning, and risk protection under one integrated structure. That same model is the reason Kathmere advisors grow the way they do: when clients receive institutional-grade, comprehensive service, they stay, they deepen, and they refer.

Advisory Team
11 CFP® Professionals
Credentialed advisors who handle the full financial planning relationship: cash flow management, retirement income, estate coordination, and ongoing client service. Every client has a named advisor who knows their complete picture.
Investment Team
CFA Chief Investment Officer
Led by Nick Ryder, CFA. Open architecture across Vanguard, BlackRock, Goldman Sachs, J.P. Morgan, PIMCO, Blackstone, Hamilton Lane, AQR, and custom indexing via Canvas. No proprietary shelf. No conflicts. Pure fiduciary.
Advanced Planning Team
Chief Planning Officer (JD, LLM)
In-house estate planning, trust structures, advanced tax strategy, and legacy design. The high-complexity work your highest-net-worth clients need, delivered without outsourcing or referral friction.
The Results

Organic growth that speaks for itself.

Kathmere's principal advisors have compounded their practices at rates that put them among the fastest-growing in the industry, and every dollar is organic. No acquisitions. No book purchases. No mergers. Just advisors empowered by a model that actually works.

The Efficient Family Office™ is why. When clients receive a fully integrated team of CFP® planners, a CFA investment officer, and advanced planning experts, all working together under one roof, revenue follows. The model creates depth, retention, and referrals that a solo or siloed practice can't replicate.

Principal Advisor Annualized Revenue Growth 5-Year Period, 2020–2025  ·  100% Organic Growth
Advisor A
42% / yr
Advisor B
45% / yr
Advisor C
30% / yr
Advisor D
31% / yr
Annualized revenue growth rates for Kathmere principal advisors over a five-year period ending 2025. All growth is organic; no acquisitions, book purchases, or mergers. Past individual practice performance does not guarantee future results.
Start the Conversation

One conversation.
No obligation.

This isn't a pitch. It's a conversation between peers about what's possible for a practice like yours. Nick Olesen is a Co-founder of Kathmere, not a recruiter, not a sales rep. Someone who built what you'd be joining.

What a first conversation covers

A custom pro forma for your production level; what the economics actually look like
Enterprise value modeling; what your practice could be worth as an independent
Honest transition mechanics; legally, operationally, and for your clients
Complete confidentiality; nothing shared is used for any purpose beyond answering your questions

Start a Confidential Conversation

Nick Olesen
Co-founder · Kathmere Capital Management
Email Nick Directly →
Phone 215-353-3421

All information is held in strict confidence. We will never contact your current employer or share your information with any third party.